Financial aid offices are doing more with less.
Your team is fielding more questions than ever, with fewer hours per student. And the questions just got harder.
Three things hit at once. The Grad PLUS sunset on July 1, 2026 ends a borrowing pathway that NP students have relied on for nearly two decades. The One Big Beautiful Bill Act introduced new graduate aggregate loan caps, new IDR mechanics, and a wholesale rewrite of the loan-repayment landscape that few graduate program directors have had time to absorb. Private student loan products, meanwhile, fragmented further, with hundreds of regional credit unions, banks, and fintechs now competing for graduate borrowers, each with different rates, deferment rules, and cosigner policies.
The result is a funding stack that no longer fits on a one-page handout. NP students arrive at orientation overwhelmed, ask questions your team cannot fully answer in 15 minutes, and often default to the path of least resistance. That path is rarely optimal. Many take on more private debt than they need, miss out on Nurse Corps and NHSC pathways that would have repaid most of their balance, or fail to certify employment for PSLF in their first qualifying year out of school.
Your financial aid office cannot fix this alone. You should not have to.
What we hear from program directors. "We have one financial aid counselor for all graduate health programs. NP students get maybe 20 minutes total before classes start. After that, they are on Reddit." We built NP Financial to be a better second-best after that 20 minutes ends.
Free tools your students can use tonight, on their phones.
Everything below is free, requires no account, and no school relationship to use. We make it easier for your team to point students somewhere useful.
Funding gap calculator
Students enter cost of attendance and known aid. We surface the gap, show federal limits, and lay out a stack that respects OBBBA caps.
PSLF eligibility quiz
Eight questions. Tells students whether their post-graduation employer is likely to qualify and what they need to do in their first year out.
Scholarship database
Filterable database of NP-specific scholarships, grants, and loan-repayment programs. Searchable by state, specialty, and demographic eligibility.
Loan repayment calculator
Compares standard, IDR, PSLF, and Nurse Corps pathways side by side using the student's projected post-graduation salary.
Financial aid award letter explainer
Walks students line by line through their school's award letter so they understand what is a grant, what is a loan, what accrues interest, and what they can decline.
Free 7-day funding email course
One short email per day for a week. Covers the entire funding lifecycle from FAFSA to refinance. Students can sign up anonymously.
Glossary with schema markup
Definitions for FAFSA, OPEID, PSLF, IDR, NHSC, FPA, OBBBA, and 24 other terms. Indexed for search engines so students find it before they find Reddit.
Should I go to NP school?
Multi-step decision support for prospective applicants weighing whether to apply, defer, or reconsider given their financial situation.
Three options. All free. All low-lift.
You decide how visible NP Financial is to your students. We do not require placement, exclusivity, or any kind of obligation.
- Add a single resource linkMost schools start here. Your financial aid page lists NP Financial under "third-party resources" alongside other independent tools. Takes ten minutes for a webmaster. We provide a description block and an icon if you want one.
- Distribute branded resourcesFor programs that want to send something tangible to admitted students, we ship co-branded one-pagers, FAQ packets, and short videos. Your logo on the cover, our content inside. We pay the design and print costs.
- Co-host a webinar or content seriesOnce or twice a year. We bring the funding expertise, you bring the audience. Recorded sessions become evergreen resources for future cohorts. No revenue split, no hidden upsell to students.
Set-up time. Most school partnerships go live in under two weeks. Larger systems with formal vendor review can take 30 to 60 days. We provide a standard MOU, a security questionnaire response, and a data privacy summary up front so you do not have to ask.
What we do not do.
There are exactly four things schools want to know we are not doing. Here they are, plainly.
We are not:
- Not a lender. We are a content and tools platform with referral relationships to licensed lenders.
- Not paid by your school. We do not charge schools for partnership tiers, content, branded resources, or webinars. There is no contract that costs you money.
- Not paying you. We do not pay schools referral fees, commissions, kickbacks, or any other compensation for sending students our way. This is intentional. It removes the incentive misalignment that has plagued private student loan marketing for two decades.
- Not accessing student records. We have zero need for, and zero access to, FERPA-protected information. Students who use our tools are anonymous to us until they choose to give us an email address. Even then, we do not connect that email to their school enrollment status.
For programs that want to do more.
If you want to be more involved than a resource link, here are the formats we have run with other programs.
Webinar series
- Pre-orientation funding briefing for incoming cohort
- Mid-program PSLF and Nurse Corps planning session
- Pre-graduation refinance and repayment session
- Recordings owned by the school, gated however you want
Content collaboration
- Co-authored long-form articles published on both sites
- Faculty member as quoted expert on our scholarship and forgiveness pages
- SEO benefit flows to both domains
- Citation as authoritative source for state-specific information
Branded landing page
- Microsite at /partners/yourschool with your branding
- Pre-filtered tools showing only relevant programs for your students
- Single URL you can include in admissions packets
- Privacy and analytics fully isolated from your school's records
The funding landscape broke faster than schools could adapt.
NP enrollment is growing. The American Association of Colleges of Nursing reports steady increases in MSN-NP and DNP-NP enrollment year over year. The federal financial aid system that supported those students is being dismantled in real time. Grad PLUS, which has been the structural backbone of graduate funding since 2006, is sunsetting for new borrowers in mid-2026. The remaining federal aid is capped at $20,500 per year in unsubsidized loans, against an average NP cost of attendance closer to $50,000.
That gap has to come from somewhere. For most students, it comes from private loans, family support, employer tuition reimbursement, scholarships, or some combination. Each of those has trade-offs that take real time to think through. Most students do not get that time before classes start.
NP Financial exists to give them somewhere to think it through, on their own schedule, without their school taking on the workload of producing and updating that content. We are happy to be the second resource a student finds after talking to your office. We are not interested in replacing your office. Your team will always be the trusted human in the loop. We are the tooling and content layer underneath.
Open a partnership conversation.
Fill this out and we will reply within 48 hours with a partnership packet, sample co-branded materials, and our standard MOU.
Or email Jesse Dyer directly at jesse@np.financial. Replies typically within 48 hours, Monday through Friday.