The full funding stack at University of North Carolina at Chapel Hill.
Most schools tell you about federal loans and call it a day. The actual funding stack at any given school has six layers, and each one stacks on top of the next. The numbers below are aggregated from public sources: federal aid limits, state department of health loan repayment programs, the school’s financial aid pages, the IRS Section 127 employer reimbursement maximum, the HRSA Health Center directory, and the major nursing scholarship sponsors. We omit anything we cannot verify.
Federal student aid
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Federal Direct Unsubsidized LoanAnnual cap for graduate students. File the FAFSA and accept the full amount before considering private loans.Up to $20,500/yr
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Grad PLUS LoanAvailable until July 1, 2026 under OBBBA. After that date, new Grad PLUS borrowers are not accepted; existing borrowers can finish current programs.Up to remaining cost of attendance
NC state programs
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North Carolina Office of Rural Health SLRPNPs at NC-eligible safety net sites, 2-yr commitmentUp to $50,000 over 2 yrs
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Forgivable Education Loans for Service (FELS)NC residents, service in NCUp to $14,000/yr
Institutional aid from University of North Carolina at Chapel Hill
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UNC School of Nursing scholarships, traineeships, and HRSA awardsUNC SoN holds HRSA Advanced Nursing Education traineeships across primary care, PMHNP, and PNP.
Tuition reimbursement employers near University of North Carolina at Chapel Hill
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Up to $5,250/yr2 mi
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Up to $5,250/yr12 mi
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Up to $5,250/yr30 mi
NHSC-eligible employers near University of North Carolina at Chapel Hill
- Piedmont Health Services (FQHC, multi-county)FQHC · NHSC-eligible
- Lincoln Community Health CenterFQHC · NHSC-eligible
Working at an NHSC-approved site can repay $50,000 to $80,000 of federal student loans over 2-3 years post-graduation.
External scholarships
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Nurse Corps Scholarship Program (HRSA)All NP students, 2-yr CSF serviceFull tuition + monthly stipend
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NHSC Scholarship ProgramPrimary care NPs willing to serve in HPSATuition + stipend
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Indian Health Service ScholarshipAI/AN students or IHS service intentFull tuition + stipend
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AANP Foundation ScholarshipAANP members, all specialties$2,500 to $10,000
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Sigma Theta Tau International ScholarshipSigma members$1,000 to $10,000
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NAPNAP Foundation ScholarshipPNP track students$2,500 to $5,000
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APNA Janssen ScholarPMHNP students$10,000 to $15,000
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Tylenol Future Care ScholarshipOpen to all NPs$5,000 to $10,000
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Johnson & Johnson Notes for Nursing ScholarshipMSN/DNP enrolled$5,000
Rotation partners at University of North Carolina at Chapel Hill.
UNC Hospitals, UNC Children's Hospital, WakeMed, Duke Health.
If your school assigns rotations, you avoid $5,000 to $30,000 in placement marketplace fees. See our 5 Pathways to a Clinical Rotation guide for the full landscape.
The math at University of North Carolina at Chapel Hill.
If a student stacks the maximum from every layer above, the total funding available for the program is approximately $115,000. Total cost of attendance over the program runs about $107,000. The remaining gap most students will need to fund privately is:
UNC SoN offers among the lowest in-state tuition of any top-15 NP program. Combined with NC's loan repayment programs, the funding picture is unusually friendly for NC residents.
See your funding gap in 60 seconds.
Plug in your start date, expected grad date, and any aid you have already secured. The calculator does the math: federal cap minus tuition minus stack, year by year. Free, no email gate.