The full funding stack at University of Pennsylvania.
Most schools tell you about federal loans and call it a day. The actual funding stack at any given school has six layers, and each one stacks on top of the next. The numbers below are aggregated from public sources: federal aid limits, state department of health loan repayment programs, the school’s financial aid pages, the IRS Section 127 employer reimbursement maximum, the HRSA Health Center directory, and the major nursing scholarship sponsors. We omit anything we cannot verify.
Federal student aid
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Federal Direct Unsubsidized LoanAnnual cap for graduate students. File the FAFSA and accept the full amount before considering private loans.Up to $20,500/yr
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Grad PLUS LoanAvailable until July 1, 2026 under OBBBA. After that date, new Grad PLUS borrowers are not accepted; existing borrowers can finish current programs.Up to remaining cost of attendance
PA state programs
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Pennsylvania Primary Care Loan Repayment Program (PCLRP)NPs in PA HPSAs, 2-yr min commitmentUp to $100,000 over 4 yrs
Institutional aid from University of Pennsylvania
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Penn Nursing scholarships and traineeships (HRSA-funded ANEW)Penn Nursing has historically held HRSA Advanced Nursing Education Workforce traineeships covering significant tuition for PMHNP and primary care students. Confirm current cycle with financial aid.
Tuition reimbursement employers near University of Pennsylvania
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Up to $25,000/yr (Penn programs)1 mi
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Up to $5,250/yr1 mi
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Up to $5,250/yr2 mi
NHSC-eligible employers near University of Pennsylvania
- Penn Family CarePrimary care safety net · NHSC-eligible
- Spectrum Health Services (FQHC)FQHC · NHSC-eligible
Working at an NHSC-approved site can repay $50,000 to $80,000 of federal student loans over 2-3 years post-graduation.
External scholarships
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Nurse Corps Scholarship Program (HRSA)All NP students, 2-yr CSF serviceFull tuition + monthly stipend
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NHSC Scholarship ProgramPrimary care NPs willing to serve in HPSATuition + stipend
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Indian Health Service ScholarshipAI/AN students or IHS service intentFull tuition + stipend
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AANP Foundation ScholarshipAANP members, all specialties$2,500 to $10,000
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Sigma Theta Tau International ScholarshipSigma members$1,000 to $10,000
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NAPNAP Foundation ScholarshipPNP track students$2,500 to $5,000
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APNA Janssen ScholarPMHNP students$10,000 to $15,000
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Tylenol Future Care ScholarshipOpen to all NPs$5,000 to $10,000
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Johnson & Johnson Notes for Nursing ScholarshipMSN/DNP enrolled$5,000
Rotation partners at University of Pennsylvania.
Hospital of the University of Pennsylvania, Penn Presbyterian, CHOP, Pennsylvania Hospital.
If your school assigns rotations, you avoid $5,000 to $30,000 in placement marketplace fees. See our 5 Pathways to a Clinical Rotation guide for the full landscape.
The math at University of Pennsylvania.
If a student stacks the maximum from every layer above, the total funding available for the program is approximately $160,000. Total cost of attendance over the program runs about $188,000. The remaining gap most students will need to fund privately is:
Penn employees pursuing degrees AT Penn get the full $25K/yr employer benefit, materially compressing the gap for current Penn Medicine RNs.
See your funding gap in 60 seconds.
Plug in your start date, expected grad date, and any aid you have already secured. The calculator does the math: federal cap minus tuition minus stack, year by year. Free, no email gate.